If you’re in search of the best 12-month CD rates available today, you should begin by comparing the rates from local financial institutions near you. Generally, community-oriented banks and credit unions are in a better position to offer more competitive interest rates on deposit accounts. 
| Featured Rate | |
|---|---|
CIT Bank
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1.26%
Date: Feb 16, 2012
2-Year CD Rate
|
| Highest Rates Recent Rate Changes | |
| Charlotte Fire Department Credit Union 2 Year CD Account |
1.25%
Date: Feb 20, 2012
|
| Spartanburg Regional Credit Union 2 Year CD Account |
1.25%
Date: Feb 16, 2012
|
| Telco Community Credit Union 2 Year CD Account |
1.00%
Date: Feb 16, 2012
|
| Clearview Federal Credit Union 2 Year CD Account |
1.00%
Date: Feb 15, 2012
|
| Latino Community Credit Union 2 Year CD Account |
1.00%
Date: Feb 13, 2012
|
| Carolina Foothills Credit Union 2 Year CD Account |
1.00%
Date: Feb 10, 2012
|
| Clearview Federal Credit Union 2 Year CD Account |
1.30% to
1.00% Date: Feb 15, 2012
|
| Clearview Federal Credit Union 12 Month CD Account |
0.75% to
0.50% Date: Feb 15, 2012
|
| NewDominion Bank 12 Month CD Account |
1.00% to
0.90% Date: Feb 3, 2012
|
| NewDominion Bank 2 Year CD Account |
1.05% to
0.90% Date: Feb 3, 2012
|
| NewDominion Bank 6 Month CD Account |
0.55% to
0.30% Date: Feb 3, 2012
|

